Reliable material: the planner binder made of high quality material is soft and has natural grain and , featuring stylish color and practical structure; The zipper bags are spill-resistant so they can secure your bills and prevent water from splashing on your bill; While these labels are printed in black large script font with high contrast and easy to remove Ready to use: just need to press the 2 ends of the switch to open the loose leaf ring of the binder cover, then press the ring to close it after installation, the labels can be easily attached to the front of the zipper bag to help quickly identify the bag, manage your money effortlessly Nice budget organizer: with the category stickers and expense budget sheets, you could easily handle your bill and get organized; Such a practical combination will help you keep a detailed track of your cash inflow and outflow, spend well, stay out of debt, start saving, set and achieve financial goals colour:Black Material:PU+plastic size:19 x 14cm Package Contents: 1 x Binder 12 x Budget Form 12 x Loose-leaf Bag 30 x Label Only the above package content, other products are not included. Note: Light and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.